Jun
13
Why, Freddie, Why?
June 13, 2008 |
Well, Freddie Mac announced that they are lowering their max number of financed properties allowed for investors effective August 1st. It was 10. It’s going to 4. No, that is not a typo. So far, Fannie has not announced a reduction in their max of 10 but a few lenders citing “secondary market pressure” have reduced their max to 6.
I keep saying it… if you have several mortgages on your personal credit report for rentals PLEASE begin an LLC refinance or blanket loan process now. You do not want to become unfinanceable and that is potentially what will happen.
Comments
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How can perform a blanket loan or an LLC refinance? Is this something that is done by local banks, national chain banks (such as wells fargo, chase, etc), or private investors? I’m in the state of Texas and sometimes things happend differently but I would love to have everything under the name of my LLC.
LLC loans are done by a portfolio lender nationwide - not the big chains but one rather small player. Blanket loans typically are done by commercial lenders locally. I have a few commercial banks that will do it nationwide but it is a niche program.